Five Costly Mistakes That Make You Financially Irresponsible

When you were a kid, you might’ve developed this rose-colored worldview that adults live in a bubble, buying everything they want and get away with it. As you grow up, you learn all the responsibilities that they have. You learn that money just doesn’t grow on trees; Santa Claus definitely didn’t get you that toy you always wanted.

Of course, one day, you learn how to be financially responsible. You learn to save up and value money. However, you might not notice that you’ve already made an error along the way. The top money-saving tips will always tell you to avoid these budgeting mistakes.

Confusing self-care with excessive self-indulgence

Self-care is important. After all your hard work, you deserve to treat yourself, to unwind. However, your hard work may all be for nothing if you just go on a bad shopping binge. You don’t have to be self-indulgent to relax; you can spend your money wisely. Frivolous spending is the death of your savings account and the impetus for bad credit scores.

Ignoring your credit score

Speaking of bad credit scores, how’s yours? If you don’t take care of your credit score, you’ll be locked out from better interest rates and down payment offers. You might also be rejected for loans, credits, and mortgages, or you might be asked to pay a fee or a deposit first when applying for credit. Credit scores are incredibly difficult to improve but very easy to worsen, so be careful where you swipe your card.

Putting your emergency fund in your savings account

Your savings account isn’t the best place to put your emergency fund into. If you’re wont to spend too much, then you might accidentally use the money you’re saving for emergencies. There are a lot of places where you can put your emergency fund. You can open up a new savings account for it. Many banks allow for opening sub-saving accounts where you can put your emergency money or auto loan payments or what have you.

Not having a retirement plan

Regardless of whether you’re just about to enter the workforce or you’re almost 40, not having a retirement plan is one of the worst things you can do for yourself. A 2019 Northwestern Mutual research found that 22% of adult Americans aren’t financially prepared for retirement, having saved less than $5000 for their fund. Forty percent of Americans are already facing retirement poverty in America, according to Schwartz Center for Economic Policy Analysis, with only their social security or a part-time job keeping themselves afloat. Try to save up as much as you can for the future—including for your retirement.

Disregarding your coins

Letting some people keep the change may not lead you to financial ruin, but think of all the money you’ve saved up if you just have gotten your change. You can cash in those spare change from the farthest reaches of your couch and the ones in your bag over at coin exchangers, such as Coinstar, and have it converted into a gift card. Or if you still have old silver coins, you can sell them to collectors or “junk silver” buyers. That’s a little less weight in your pockets and a little more value into your wallet.

To err is human. But as long as you remember to avoid these mistakes, you’ll also avoid the headaches and any lost opportunities. Be financially smart.

The New Patient’s Journey

It is critical for every new patient to the dentist in W1 to feel welcomed to the dental practice in order to begin a positive journey towards a healthier smile, whatever their reason for being there.

Every patient has their own unique set of needs, desires, fears and concerns that need to be listened to, respected and responded to accordingly, in order for that patient to know that they are receiving the right kind of treatment for their oral health.

By having a professional team who are non-judgemental, dedicated and concerned about every patient’s oral health, self-esteem and anxieties, the experience can be a more relaxing and positive one. Dental fear is a very real experience and by giving patients tools to help them to cope with their anxieties, oral health care professionals allow their patients to deal with their fear in their own way and in their own time.

There are many reasons as to why a patient has chosen to move to a new practice. They should ensure a good beginning by asking around, checking reviews and making sure the establishment feels right for them. Perhaps they have moved because of studies or work and need to establish a new relationship with a dentist who can understand their smile and help them on the journey to keeping it clean, fresh and healthy.

Perhaps it has been several years since a dental visit for others and they are extremely embarrassed or nervous about the condition that their teeth and gums are in. Every compassionate dentist will be welcoming to a new patient and will focus on the here and now. There will be no judgement of past errors or the patient’s hesitation to come sooner.

What will happen at the initial consultation?


Information needs to be gathered and the initial consultation is a chance for the oral health care professional to glean as much as they possibly can about the overall health and well-being of their patients. They will take the time to speak with their patients and get to know them a little better. Their hopes and desires for their oral health will be considered as will their lifestyle, their habits and their willingness to make changes.

Medical and oral health history is very important as the body is intimately connected, meaning that certain health conditions can be affected by, or will affect oral health. This is why it is important not to leave any stone unturned. By speaking openly and honestly with their dentist, a greater understanding of the patient’s situation can be understood and in turn, this can allow for better care to be provided.

Scans and X-rays may be needed for a full examination of the mouth to take place. An external and internal examination will be carried out to ensure that the entire mouth is healthy and free from disease.

Towards the end of this initial consultation, a discussion can be had about what future treatment plans can be made in order to align the patient’s oral health and smile goals to reality. If there is a need for any kind of restorative treatments to take place, then recommendations will be based on this for the patient to consider.

How to finance your next home renovation project

home reno projects

Many homeowners are quite active when it comes to home renovations no matter how large or small the job. Some like to make major renovations such as adding on additional living space while others prefer to remodel their kitchens and bathrooms, finish their basements or build a backyard deck. There are numerous ways to renovate your home, but the one thing they all have in common is that you will need to finance the project somehow.

When we had a major renovation to our home a few years ago, we decided to add an addition to our home.  We searched for several weeks for the best home addition contractor in Toronto and finally found one that turned out to be fantastic.

Just remember that just because something costs a lot does not mean it’s expensive.  If you are choosing exotic hardwood for your floors or cabinets don’t just go for the cheapest price as you’ll usually end up getting a poor quality version of it or even a fake version of it.  You are better off choosing a high quality version of a cheaper grade of wood in this case.

The cost of the renovating will depend on the size and nature of the job and the materials and labour involved.  Renovation costs can vary widely, depending on the project and finishes involved.  Using high-end finishes can greatly improve the look and quality of the project but will also greatly add to the total cost. If you’re wondering how to pay for your next home renovation project we have some financing suggestions below.



For those of you who have it laying around, cash is the simplest way to finance your project. However, many families like to keep it for a rainy day in case of emergency. If you do happen to have the money available though, this means your home improvements have been paid for as soon as they’re completed. If you prefer to pay cash you may want to renovate in several steps instead of all at once as you’ll be more inclined to stay within your budget.  If you are unable to obtain traditional financing for your home renovation project, you can also look at alternative lending options and go for a private mortgage.


Credit cards

You can always use your credit cards to pay for home improvements, but be sure to know exactly how much interest you’ll be charged if you don’t pay the full balance each month. Credit cards are often ideal for smaller renovations or materials only as the payments can be paid off month by month or all at once. Credit cards are also ideal if you have the cash to finance the project, but would like to earn the credit card reward points.


Refinance your mortgage
You could always cover the costs of the project by refinancing your current mortgage. This option may enable you to find a lower interest rate and monthly payment than your existing mortgage. With lower payments, you could use the extra cash to pay for the renovations. You may also be able to borrow the money to pay off present current mortgage as many lenders will allow you to borrow up to 80 percent of the value of your home. This is typically known as a cash-out refinance and is popular for those who are attempting to increase the value of their home with the renovations. Just remember your home is used as collateral and it comes with long-term debt.  Check out this place to find low mortgage rates if you are in Canada.


Home equity line of credit (HELOC)
If you prefer to leave your mortgage as it is, you may want to utilize a home equity line of credit. This will enable you to borrow the money when it’s needed and repay it on your own schedule as long as you cover the minimum payment each month. You can generally borrow up to 80 percent of the home’s value and the monthly payments cover the interest and some of the principal. You usually have about 15 years to pay the money back and the interest is typically tax deductible up to $100,000.


Home equity loan
This differs from a home equity line of credit as you will be borrowing a specific amount of money and will be paying it back over a fixed period of time. These loans often range from five to 30 years and are also known as second home loans. The interest payments are also tax deductible.


Personal loan

If you don’t want to use your home’s equity or refinance your mortgage you can always apply for a personal loan. This is sometimes ideal for homeowners who have an excellent credit rating, but the interest rates may be a bit higher than home equity financing. In addition, you may need to pay the money back sooner with higher monthly payments. However, in the long run, you’ll likely pay the least overall interest with this option.

Are You Shopping Around Enough For Your Mortgage?

Keys to getting mortgage

Are you getting the best deal for your mortgage?

If you’re like most home buyers, especially new ones, you’re probably not.  When shopping for a mortgage (if you can call it that), most people make their first stop at the local bank where they have their checking and savings accounts.  At this point, most people end their search.

What a shame, you probably could have saved thousands in interest and closing fees if you shopped around just a little but more.

There are thousands of banks, mortgage companies and lending institutions that would love the opportunity to lend you money to buy a home.  Rates can vary wildly between lenders and the difference in closing cost fees can be in the tens of thousands.

Even if you have fair or poor credit, there are still lots of companies more than willing to give you a fair shake.  You can get rejected by 20 companies and then land a mortgage at a competitive rate on the 21st try.  While there are certain criteria most lending institutions use to qualify someone for a mortgage, many of the aspects are subjective.  It really comes down to finding the right company and person that believes in you.

If you’re shopping for a new tv, you may spend dozens of hours combing through the internet to find the best deal, which is usually the difference of a few bucks.  For a mortgage?, over two-thirds of homeowners feel like they didn’t get the best deal……mostly because they didn’t spend the time to try.

Getting a mortgage can be a confusing and nerve-racking experience.  Strangers comb through your personal finances and make judgments about you, or at least that’s what it feels like.  If you want to find the best deal, you have to get over it and act like a top salesperson who’s bulletproof when it comes to rejection and taking things personally.  Jeffrey Hristovski of, a mortgage broker in Toronto, says that spending the extra time to evaluate all of your options can save you tens of thousands of dollars over the life of a mortgage.

Whether you go with your local bank, a mortgage broker or an online lending institution, make sure you know all of the options available to you before making a decision.  You’re not locked into a relationship when you get a quote, don’t let anyone pressure you into doing business with them because they gave you a quote.  If it doesn’t feel right, it probably isn’t.

If you have a real estate agent and not sure about your mortgage options, they can usually provide some high quality mortgage referrals as they work with banks and mortgage agents all the time.  Our real estate agent in Vaughan, Lisa Sinopili, helped us find our mortgage broker and we were very happy with the results.

Take a look at this infographic from that gives some good statistics to show you what poor mortgage shoppers we really are.

Mortgage inforgraphic Toronto

Common Questions Kids Ask About Disability and The Responses

Kids come across many things each day that baffle them. Sometimes, they ask the most outrageous questions or speak about things that may make adults around them uncomfortable.

Meeting a person or child living with disability will often bring up questions as they can see that something is different, and they want to know why. 

As a parent, you may be embarrassed when your child looks at a person living with disability and loudly asks, “what’s wrong with him?” Or ” Where did her legs go?”. 

Of course, most parents know the right thing to do is answer their kids’ questions honestly. But they often cannot do it probably because it makes them uncomfortable or they don’t know how to go about it. 

Here are some common questions that kids ask about disability and some answers you can give them. 

1. What’s wrong with that man/woman? 

When your child asks such a question, please understand that kids are puzzled when they see someone who looks different from other people. Instead of getting embarrassed, use that moment to teach your child a life lesson. 

Start by clarifying that when people look different, it doesn’t mean something is wrong with them. Then go on to say that sometimes people are born that way or have accidents as children or adults that harm parts of their bodies resulting in disability. 

Lastly, tell your child that it is always good to respect all kinds of people. You could then initiate a conversation with the disabled person in question and involve your child to demystify and educate about disability.

2. How does he do this and that?

When kids look at people with disabilities, they often wonder how they do things. So other common questions you will get about disability are ‘how’ questions. 

For example, how does he feed himself, how does she write, how does he go to work? When kids ask such questions, they just want to know if disabled people do things like ordinary people.

To answer the question, you could tell your child that there are smart people who have made equipment that disabled people can use to do regular things. For example, they have electric wheelchairs that help them whiz around fast instead of walking on their feet.  

Also, be quick to inform your child that disability does not stop people from doing regular things. If you can, show them examples of disabled people doing great things. It will make a difference to the way they perceive disability.

3. Who takes care of them?

When kids ask this question, they are wondering who takes care of the disabled person as they have a mom and dad that does this for them. They may feel concern for the person in question. 

To answer, start by talking about the support that disabled people have in hospitals after their diagnosis. Tell them about exercises, medication, and therapies and the different healthcare workers, including doctors, nurses and therapists and who help them.

Talk about their family and friends and how they assist them on a day-to-day basis.

Lastly, speak about the support disabled people get from society through different organizations, support groups, social workers and even the government. 

The idea is to show your child how supportive society is to people with disabilities and instill in them empathy.


These are just a few questions on disability you could get from your child and suggestions on how to answer them. 

Once you honestly start speaking with your child about disability, they will grow up conscious of the rights of the disabled and champion them where possible. And that’s a great achievement for any parent, isn’t it?

How Do You See Your Smile?

When you look back at your selfies or catch yourself in the mirror, do you ever wonder what your teeth would look like if they were a bit straighter or whiter? Have you had a chipped tooth and cannot even remember what your smile would look like if it wasn’t chipped?

Research shows that around 4 out of 10 people in Britain are feeling just the same as you and are not happy with their teeth or smile.

With all the more DIY teeth whitening kits available, having a stunning smile is only becoming increasingly popular.  Is it just the neighbours or your friend or relative that has had an amazing treatment done that only everyone has noticed? The best place to get this done is with a professional.    It isn’t always cost effective paying all that money up front is it, so where do you start?

If you’re in need of that confidence boost and want to be the talk of the town or merely want straight white teeth in those selfies, why not look for an orthodontist in Harley Street!

With the cost options now available that you can spread over the year, that new smile could be just the thing you needed.

What is a cosmetic dentist?

There are so many options available to suit your particular needs so try not to be bamboozled with it all instead book yourself in for a consultation and leave it to the professionals and experts, after all, they do this day in day out.

Whatever your needs are, from teeth whitening to those straight teeth you’ve been dreaming about, talking to the industry specialists will help you choose what is best for you.

They generally give you advice based on your requirements and advise you of the costs before treatments are done which you can spread over different terms.

What are cosmetic dentistry options?


Have you had a filling before or has it chipped or fallen out? Do you just know that you need one doing? White fillings are available to compliment that smile of yours or make you feel less self-conscious.

Always wanted that smile straightened and have all your teeth in line? You can with invisible braces ensuring that it keeps the treatment less noticeable. Everyone wears these braces for different periods of time and generally maintain the upkeep through regular check-ups.

DIY kits are becoming an increasingly popular method, there are so many options readily available but there is no guarantee of the end result, so for the best results always talk to your dentist

If you have stained teeth or imperfections, veneers are just the thing to help change the whole smile.  They help by placing a layer over your tooth making each tooth equal and perfect and letting you have that dazzling white smile you’ve always wanted.

Step up your smile and talk to a professional about how easily you can have your confidence lifted by restoring your teeth to be straight or white or whatever your requirements are and for an affordable amount.

In the current world we live in, we all know technology in general is constantly improving.  Advanced technology has also enhanced dentistry equipment too.  So for that Hollywood smile, get yourself booked in now.  What are you waiting for?

Are You Looking For An Alternative To Traditional Braces?

Being unhappy with the condition of your teeth is completely normal. The numbers of people that get Invisalign in Weybridge each year to correct the straightness of their teeth is only growing. An inventive way of moulding your teeth into the smile you have always wanted, it is something that needs to be considered, if you have had your reservations about opting for wearing a traditional brace.

Your teeth can make you self-conscious at the best of times. When you eat in public, smile for a photograph, and sometimes whilst having a proper conversation with someone, can make you feel insecure. Getting treatment sooner rather than later will not only have you smiling sooner, but it might prevent you from needing more dentistry work later in life.

Having these braces also has the potential to boost your oral hygiene. Having slightly wonky teeth can cause plaque to build up if you are unable to brush them properly. It is important to go for regular check-ups to your dentist, as they will be able to assess the condition of your teeth. Your practitioner will generally want to ensure that you have good oral hygiene before you undergo any straightening treatments.

What you need to know

If you have been holding back from getting braces for any reason, it is time to reconsider. This is an incredibly discreet brace that is easily removable. This means that you can pop it out if you need to eat in public and have the confidence of knowing that there is less chance of plaque build-up when you brush your teeth. It is still necessary to wear the brace for twenty-two hours of the day, but it gives you a little bit of flexibility.

You will get a new aligner every two weeks, and this is how you will gradually straighten your teeth. Each week they will move a little more and by the end of your treatment you will be able to see just how much your smile has transformed. The aligner itself will fit snugly around your teeth for complete comfort. It is completely clear, allowing you to maintain your confidence whilst wearing it, as it will be barely noticeable which may well be something you have been worried about.

How long you will need to wear your aligners for in total will vary from patient to patient. Some people with more complex tooth problems will be expected to need more custom-made aligners to help their teeth move, so will wear them for longer. Someone with straighter teeth initially will need fewer aligners, and their teeth will not take as long to move into the desired position.

Is Invisalign expensive?

Invisalign in Weybridge is not normally covered by the NHS and can be relatively costly. The cost of treatment will vary from patient to patient as they will be required for different amounts of time, and this will affect the number of custom aligners needed to be made. If cost is something that you are worried about, then discuss this with your practitioner. They will be able to inform you of any monthly pay schemes that are running in their practice, or any offers that are going on. Your dentist is there to support you throughout the whole process, as they want you to be smiling too.

7 Ways to Encourage Your Anxious Child to Attend a Summer Camp

Summer camps are always portrayed with pictures of children playing sports or enjoying a swim under the warmth of the sun. You won’t see a child with signs of anxiety in these pictures, even in the background.

Despite the lack of representation, most children experience anxiety, especially when it is their first time sleeping away from home or trying out a new activity. The idea of going to summer camp may be met with a mixture of the excitement of making new friends and experiencing new things and nervousness regarding the unfamiliar.

If you find that your child is reluctant to join such an activity, you might find yourself having second thoughts, too. However, every parent should realize that summer camps are ideal for challenging children and helping them learn valuable skills they may need later in life.

Whether you choose an academic summer camp or a sports or art camp, there are seven things you can try to encourage your little one to spread their wings and not be afraid of a sleepaway camp:

1. Give your child a sense of ownership

Letting your child get a sense of ownership for their first summer camp experience can help ease the anxiety they feel towards it. You can do this by involving them in choosing a camp and shopping for new gear.

It will also help if you bring them to the campsite before the summer camp begins, so they can familiarize themselves with the environment. Teaching them the different camp activities would also ease the nervousness they’re feeling and help them look forward to the activity.

2. Keep your child’s first camp experience short

For most kids, the anxiety of attending a summer camp revolves around the idea of being away from their home for an extended period. This feeling is extra difficult to manage if it’s your child’s first time to sleep in a place that isn’t your home.

To help your child manage their anxiety, you should keep their first summer camp stay short. While there’s no universal formula for this, you can try making it two weeks. This is a better compromise than canceling the trip altogether.

3. Talk to your child the right way

When speaking to your child about the summer camp, you must remember to avoid focusing on subjects that may trigger their anxiety. Avoid questions like “Are you nervous about building your first robot?” as it can trigger the feeling. Instead, rephrase your question into “How do you feel about building your first robot?”

Remember not to use statements that tend to trivialize their concerns about the camp. For example, instead of saying, “You have nothing to worry about,” you should acknowledge what your child is feeling and show empathy.

Also, try to highlight your child’s strengths when talking about the camp. It can be through a review of the great things they accomplished in the year leading to the summer camp. Then, create a connection to camp activities by telling them that these will help them hone the skills they already have. You can also shift their focus on new things they will learn, like riding a horse or swimming.

4. Don’t linger during the drop-off

Avoid lingering during the summer camp drop-off. Like when you brought your child to school during their very first day in kindergarten, you must maintain short goodbyes. This will prevent them from getting mixed feelings about the camp.

5. Keep communication lines open

When sending your child to summer camp, be sure to let them know that you’re within a phone call or email’s reach. Create a schedule for correspondence based on the camp routines and show your child how easy it is to talk to you while you’re apart from each other.

It will also help if you come up with goals for each conversation you have with your child. This will allow them to focus their thoughts on their adjustment and steer your calls away from their homesickness.

6. Help your child formulate goals for the summer camp

Having realistic goals will help your child focus on the positive experience rather than the anxiety they feel from being away. However, you should make sure that you help them come up with realistic goals that they can easily accomplish during the summer camp. This will allow them to experience the thrill of achieving success – albeit, small ones – and take their mind off their separation anxiety.

7. Hide your anxiety

As a parent, it can be difficult to help your child with their anxiety when you are feeling the same way. However, you must remember to avoid showing your own anxiety as it would only fuel the negative feelings your child has for the activity.

Remember that children can pick up on their parents’ feelings even if these emotions aren’t verbalized. Even so, you have to make sure that you say how much you’ll miss them as it would make it harder for them to go.

Instead, tell them how excited you are for everything that they’ll get to do in the summer camp. You should also express your confidence in what they can do in the camp.

The Takeaway

Helping children deal with anxiety is a task every parent must undertake whenever a new experience is at hand. Daunting as it may seem, easing your child’s anxiety over summer camp is possible, so long as you know the proper way to do it.


Maloy Burman is the Chief Executive Officer and Managing Director of Premier Genie FZ LLC. He is responsible for driving Premier Genie into a leadership position in STEM (Science, Technology, Engineering and Mathematics) Education space in Asia, Middle East and Africa and building a solid brand value. Premier Genie is currently running 5 centers in Dubai and 5 centers in India with a goal to multiply that over the next 5 years.

Wisdom Teeth

Wisdom teeth are the third set of molars that erupt from the back of the mouth and can be the cause of great discomfort and disruption. A wisdom tooth that does not fully erupt is known as an impacted wisdom tooth, and can carry a variety of issues. Impacted wisdom teeth are extremely common and quite often occur in teenage years or early twenties. Wisdom teeth are thought to be a remnant of our ancestors, who would have needed the teeth for their slightly larger jaws.

Tooth eruption

The cause of tooth eruption is still largely unknown, and continues to be the subject of research and debate. While the cause of tooth eruption is not known, it is known that wisdom teeth will erupt from the ages of 17-21, and mostly be fully formed at age 25. However, it is common for wisdom teeth to never fully emerge, and simply remain under the gums for life. This is not uncommon, and can be perfectly normal, but in some cases cause some issues if the tooth begins to shift.

Emergency Dentistry

Wisdom tooth eruption can often be painful, and disruptive to your lifestyle. If your wisdom tooth is extremely painful, it can also be a symptom of decay or gum infection, which can be dangerous to your oral health. If the wisdom tooth is too painful or proven to be ineffective or damaging to other teeth, then it can be removed. This can be under local or general anaesthetic, depending on your preference, however a dentist will be able to advise you on the best course of action. As this is a common issue, millions of wisdom teeth are removed annually.


Hyperdontia can be a symptom of painful wisdom teeth. The issue of hyperdontia is caused when there are too many teeth, and the wisdom teeth may become crowded trying to push through the gums, which can cause an immense amount of pressure and discomfort in the mouth. In effect, an impacted wisdom tooth is a very similar form of condition and can cause issues with the alignment of the teeth, and produce painful symptoms.

Complications with wisdom tooth removal

There can be some issues surrounding the removal of a wisdom tooth. Dry socket is a common issue, where the socket fails to heal properly, and can leave the bone exposed, which can be extremely painful. It is caused when a blood clot in the socket fails to heal the wound or is lost, thereby exposing the jawbone.

Another issue that may arise from having a wisdom tooth removed, is damage to the trigeminal nerve, which may cause strange sensations in the mouth, such as tingling or numbness. It is not serious to your oral health, however with serious damage it could be a permanent condition. However, with proper extraction, this should be a relatively low risk, one that your dentist should discuss with you prior to your dental treatment.

Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.

How To Come To An Agreement Regarding Children Following A Separation

Divorce solicitors in London understand the impact that a separation can have on children, especially if the separation is lengthy and bitter. By focusing on the needs of the children and making their requirements a priority, the heart of the legal process can centre around them. Children should be of the utmost importance to all parties involved.

There are several things parents, other family members and other professionals who are associated with divorce proceedings can do to help a child deal with their emotions during this time. It is critical to minimise disruption to their normal routine and to confine negativity to private places to reduce any lasting emotional damage that the separation of their parents may inflict.

As divorce is a common occurrence, with around 42% of marriages ending in divorce, couples should learn to deal proactively with the situation rather than get caught up in feelings of guilt and stress regarding the impact that these decisions make on their children. By leading by example, the natural ebbs and flows of life can be gradually understood by children and other family members alike.

Some of the most frequently asked questions an individual has, when discussing the steps forward regarding their divorce proceedings, are those concerning their children. By committing to resolving family law disputes in a non-confrontational and constructive way, lawyers who are part of an organisation called Resolution, understand how distressing such disputes involving children can be and make it their aim to help former couples reach an agreement amicably.

It helps if couples agree to reach a consensus regarding who the children should live with, and when the other parent will be able to see them, in an understanding, respectful and kind way.  The best interests of the children are central. Whatever the reasons for the separation, children are entitled to see both of their parents if they are not put in any harm by doing so.


What if it isn’t so straightforward?

If the two parties are unable to reach an agreement for the children between themselves in discussions around the table, then lawyers can assist by offering all the alternative options that are available such as mediation and finally, court proceedings.

Whether the separating couple are both based in the UK or there is a need for cross-border arrangements to be made for international couples, experienced and knowledgeable solicitors are able to assist.

Multilingual experts are able to let all members who are affected by the proceedings to feel understood and heard. These international cases can be highly contentious due to the potential risk of child abduction and the sort.

By providing expert advice, counsel, support and representation for all parents who are negotiating international and national disputes regarding a divorce, and the subsequent matters regarding any children involved, a fair and just solution can be made. This can be done with minimal impact on the children who are involved, providing the best outcome for all parties involved.